Late last year the federal government announced that over 11 million Americans with a family income over $50,000 have no health insurance.
This report was based on 2004 census data. A new report issued February 28, 2005) by the Employee Benefit Research Institute (EBRI) figure puts the number at 7.9 million.
Both calculations are based on the same census data but the EBRI concludes that some sampling error distorted the government calculation.
This figure is important because it generally represents the group that could afford health insurance, but either chooses to be uninsured or does not know about the affordable health insurance options that are available.
This higher income group represents about a quarter of all U.S. individuals without health insurance.
The overall number of middle-income individuals who could afford health insurance but do not make the decision to purchase insurance is estimated at about 20 million, or about half of all of those without health insurance.
Other previously reported data indicates that most middle-income people in this uninsured category are in a temporary life transition and are without health insurance for only a short period of time.
The situation may be caused by changing jobs, graduating from school, satisfying waiting periods on group insurance, starting a business or waiting for Medicare coverage to begin.
MedSave.com specializes in providing low cost temporary health insurance online to the individuals in this category.
MedSave.com spends a significant part of its marketing efforts publishing educational information to show that high quality affordable health insurance options are available to most people through online enrollment services.Regardless of the actual number of uninsured people in this group, most observers agree that it would be far less expensive to educate uninsured individuals about the options available and the risks of being uninsured than to adapt a federal program that would require that those individuals be covered by health insurance.
This group is best served by educational programs about health care financing options and promotion of affordable and available health insurance plans rather than legally mandated managed health care programs.MedSave.com points out that about half of personal bankruptcies are triggered by uninsured catastrophic medical claims but that most Americans in this risk class can purchase high deductible catastrophic health insurance for less than $100 per month that would prevent such financial disasters..
workSafe: New RSI Prevention Software
Bournemouth, UK (ContentDesk) February 15, 2004--The software monitors work patterns and decides when a break from repetitive keyboard or mouse action is required.
Calculations tuned to the human body measure strain, based on current and previous computer usage. Whilst clever underneath, the software is simple to use, with only three slider settings to be set by each user.During enforced breaks at the computer, workSafe shows exercise movies with descriptive text to ease physical and mental strain. A variety of ?safeTips' appear on-screen when the user becomes under keyboard/mouse pressure, giving many ergonomic suggestions.Binary Logic has modelled current medical opinions to a real-time analysis engine within the software creating a "measure" of human strain.Research shows that with well chosen recovery time, the algorithm is remarkably efficient at tracking your recovery during rest periods. This is where workSafe supersedes time-out based systems currently on the market...
Franklin Data Unveils Its Pricing Model for the Firm's Electronic Data Discovery (EDD) Services to Law Firms, Corporations, and Government Agencies
(ContentDesk) July 26, 2004 --In a niche business like processing electronic evidence, law firms, corporations, and government agencies find themselves falling victim to quoted image counts between 50,000 to 100,000 per gigabyte of data to be processed.
This is an estimate but nonetheless a 100% variable.
In the wake of an outbreak like electronic data discovery, the million dollar question continues to be how much it will cost and how many images will be the result.
Reasons for these two questions stem from an industry built on "click charges" which, in some cases, can be 3 clicks to create a single image with text and metadata output.
Just about every litigation support service bureau that offers electronic evidence as a service, charge their clients by the image, text, and metadata or by each.
Whichever the client chooses, the cost will typically hit at least 10 cents per image and upwards of 20 cents depending on who you use and or how...
Franklin Data Unveils Its Pricing Model for the Firm's Electronic Data Discovery (EDD) Services to Law Firms, Corporations, and Government Agencies
IndyLogic's IndyPort External Hard Drive Solutions Preserves Company and Personal Data, Family Pictures Etc., and Offers One of the Longest Warranties in the Business
(ContentDesk) July 6, 2005 -- Now, you don't have to worry about losing critical financial data, digital images of family, legal documents, and more with the new IndyLogic INDYPort line of external hard drive, currently available in 40GB, 80GB, 120GB, 200GB, and 300GB sizes. IndyLogic Technologies, one of the U.S.'s most reliable notebook and desktop producers, now presents a reliable, low cost data backup solution designed to preserve important data and family memories. With one of the longest warranties in the business (13 months!), the great attention to reliability and quality of the IndyLogic brand systems and notebooks also applies to the peripheral solutions as well. In fact, the drives we use in the INDYPorts are safeguarded by a built-in self-monitoring technology that continually checks your drive for data safety and drive performance.
Toby Reeves, President of Rescott Group Services, parent firm for IndyLogic, states, "We designed the INDYPort solutions for home and...
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The Ultimate Camping Checklist
Copyright 2006 Karin Manning
How much effort you put into adequately planning your camping trip will determine how successful (and enjoyable) your trip will be. Though some of these tasks may seem tedious and tiresome, the more often you put these tasks into practice the more fun you will have doing them.
Here are just a few suggestions for you to try:
1. Gather all your camping equipment, etc, in a corner of a room and keep adding to it as you think of...
The EPA Practices What it Preaches by Reducing Paper Waste with FinePrint 5
(ContentDesk via MobilityNewswire) May 6, 2004 -- Paper waste is epidemic in most organizations but when you are the government agency charged with protecting the environment, such waste is completely contrary to your mission. The mission of the US Environmental Protection Agency (EPA) is to protect human health and to safeguard the natural environment ? air, water, and land ? upon which life depends. For 30 years, EPA has been working...
Reducing the Number of Uninsured Through Education The EPA Practices What it Preaches by Reducing Paper Waste with FinePrint 5 Data recovery
Reducing the Number of Uninsured Through Education Data recovery vacuum 
Why You Can't Do Without A Car Audio Crossover
I've heard the question asked many times before, 'Do I really need a crossover?' Without wasting any time I quickly answer, 'Yes you do'. Whether it's a passive crossover or an active crossover, your car audio system will never sound good without a crossover. I want to make myself very clear here, so before you get confused let's talk about what a car audio crossover is and why you need one.A crossover is a filtering device which limits the frequencies that reach a speaker. It splits a music signal...
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Electric Generators: Understanding Your Power Needs
In order to choose the right emergency power source and to size it properly, you need to understand something about the power requirements of the devices you plan to operate.
The basic unit of power measurement is the watt, and with an emergency power source there are two wattage ratings that are important: steady-state wattage and surge wattage. A normal 60-watt incandescent light bulb requires, as you would expect, 60 watts, and it requires that wattage both when you turn it...